Ray's Motor Sales, Inc.

Privacy Policy

What does Ray's Motor Sales, Inc., do with your personal information?

  • WHY?

    • Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

  • WHAT?

    • The types of personal infomation we collect and share depends on the product or service you have with us. This information can include:
      • Social Security Number and Income
      • Account Balance and Payment Information
    • When you are no longer a customer, we continue to share your information as described in this notice.
  • HOW?

    • All financial companies need to share their customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Ray's Motor Sales, Inc., chooses to share; and whether you can limit the sharing.

  • REASONS WE CAN SHARE YOUR PERSONAL INFORMATION:

    • For Our Everyday Business Purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Do We Share? YES. Can You Limit This Sharing? NO.

    • For Our Marketing Purposes, to offer our products and services to you. Do We Share? YES. Can You Limit This Sharing? NO.
    • For Joint Marketing with Other Financial Companies. Do We Share? YES. Can You Limit This Sharing? NO.
    • For Our Affiliates' Everyday Business Purposes, information about your transactions and experiences. Do We Share? NO.
    • For Our Affiliates' Everyday Business Purposes, information about your credit worthiness. Do We Share? NO.
    • For Our Affiliates to Market to You. Do We Share? NO.
    • For Non-Affiliates to Market to You. Do We Share? NO.

FOR ANY QUESTIONS, PLEASE CALL 863-676-6321

  • WHO WE ARE

    • Ray's Motor Sales, Inc., is providing this notice.

  • WHAT WE DO

    • How does Ray's Motor Sales, Inc., protect my personal information?

      • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    • How does Ray's Motor Sales, Inc., collect my personal information?
      • We collect your personal information, for example, when you:
        • Apply for financing
        • Give us your information or provide employment information
        • Provide account information or give us your contact information
    • Why Can't I Limit Sharing?
      • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only:
        • Affiliates from using your information to market to you
        • Sharing for non-affiliates to market to you
      • State laws and individual companies give you additional rights to limit sharing of your information.

  • DEFINITIONS

    • AFFLIATES: Companies related by common ownership or control. They can be financial or non-financial companies. Ray's Motor Sales, Inc., DOES NOT share with our affiliates.                   

    • NON-AFFILIATES: Companies not related by common ownership or control. They can be financial or non-financial companies. Ray's Motor Sales, Inc., DOES NOT share with non-affiliates so they can market to you.
    • JOINT MARKETING: A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies.

Provided by Ray's Motor Sales, Inc.

863-676-6321

www.raysmotorsales.com

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