Financing for you!
Custom financing to fit your specific needs with no hit to your credit. Click below to get started and get on the road today!
Financing for you!
Custom financing to fit your specific needs with no hit to your credit. Click below to get started and get on the road today!
Financing for you!
Custom financing to fit your specific needs with no hit to your credit. Click below to get started and get on the road today!
you are more than a score!
We understand good people run into hard times with their credit. That is why we put much more emphasis on other criteria for our approvals.
Job Time
We consider your stability and length of consecutive employment
Income
We consider your income to help determine the payment amount
Time in area
We consider the length of time you have lived in the Central Florida area.
Job Time
We consider your stability and length of consecutive employment.
Income
We consider your income to help determine the payment amount you qualify for.
Time in area
We consider the length of time you have lived in the Central Florida area.
Commonly Asked Questions…
We understand good people get into challenging credit situations. The good news is we help credit challenged customers find their perfect vehicle every day!
Absolutely! After we receive your online application, we can handle the rest of the approval process online and over text. Then we will schedule a time for you to come by and see the vehicles you are approved for.
There are a few items we would need for you to bring to the dealership.
- Valid Florida Driver’s License
- Most Recent Paystub
- Proof of Residency
- Your Down Payment
That’s it, you’ll be on the road before you know it!
You bet they do! Every vehicle we finance comes with a 3 month/3,000 mile limited warranty for your peace of mind. Visit www.raysmotorsales.com/rays-motor-sales-warranty for details.
Typically we finance within about a 30 mile radius of Lake Wales. This includes most of Polk County, parts of Highlands, Osceola, Orange, and Lake Counties as well. If you’re not sure your within that area, please call us at 863-676-6321 and we will let you know.
Apply Today. Drive Today.
Complete our brief application to begin your approval. There's no effect to your credit score!