WELCOME TO RAY'S MOTOR SALES

All Roads Lead to Ray’s

Established 1964

WELCOME TO RAY'S MOTOR SALES

All Roads Lead to Ray’s

Established 1964

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There’s More to Your Story Than A Credit Report
We know it’s frustrating  to go to a dealership, find a car you love, only to be told after hours of waiting that you can’t obtain financing due to your credit score . At Ray’s Motor Sales, we know there’s more to your story than your credit score. That’s why we use other stability factors that allow us to offer fast and competitive financing!
  • Length of Employment

    Your length of employment is considered.

  • Length of Residence

    Your time in the area is considered.

  • Income

    Your verifiable income will be considered.

Low Down Payments.

Seriously.

You work hard for your money. We work hard to make sure you can keep more of it. Our down payments are very affordable, and clearly marked on each vehicle and each vehicle page here online. The number you see includes sales tax, title fee, & tag transfer!
5 stars
TRUSTED By Our Customers

We aim to serve each and every customer just like you are family, whether you end up purchasing your car from us or not. But don't take our word for it. Check out what others are saying about their experience at Ray's Motor Sales.

Why Buy From Our Dealership?

Buy With Confidence

A car is a big purchase. You can rest easy buying from Ray’s Motor Sales knowing that your purchase is backed by a 3 Month/3,000 Mile Limited Warranty.

No Haggle Pricing

No need to wonder what our prices are! They are clearly listed on every window and every vehicle page here online. No waiting for a salesman to talk to a manager. It’s honest & transparent!

Budget Friendly Financing

We know you work hard for your money. That’s why we offer low down payments
and low monthly payments. We are almost always more affordable than the guys you see on TV!

Inspected & Serviced

Every vehicle we purchase goes through a rigorous and thorough inspection. Further, each vehicle is personally test drive by the owner to ensure proper functioning.

In & Out Fast

Nobody wants to spend a whole day at a car dealership. We get it! Our process allows us to make lightning fast financing decisions and have your car deal done in approximately one hour!

Buy Here, Pay Anywhere

We know that life is busy, and it can be hard to stop by the dealership to make your payments. That’s why we offer online and recurring payments for your convenience. It’s available to you 24/7!

Buy Here Pay Here Used Car Dealership

Ray’s Motor Sales is a Buy Here Pay Here Used Car Dealership located in Lake Wales, Florida. We offer bad credit car loans to customers of all credit types. Our buy here pay here dealership serves Polk County and all its communities such as Lake Wales, Lakeland, Bartow, Haines City, Winter Haven, Auburndale, Davenport, and the Four Corners area. If you have any questions about our used car dealership, please call or text 863-676-6321
Buy Here Pay Here Used car dealership serving lake wales, lakeland, bartow, haines city, winter haven, davenport, auburndale, four corners FL

Buy Here Pay Here Used Car Dealership

Ray’s Motor Sales is a Buy Here Pay Here Used Car Dealership located in Lake Wales, Florida. We offer bad credit car loans to customers of all credit types. Our buy here pay here dealership serves Polk County and all its communities such as Lake Wales, Lakeland, Bartow, Haines City, Winter Haven, Auburndale, Davenport, and the Four Corners area. If you have any questions about our used car dealership, please call or text 863-676-6321
Getting Pre-Qualified for a Bad Credit Used Car Loan Takes Less than 2 minutes. Get Started Today!
Getting Pre-Qualified for a Bad Credit Used Car Loan Takes Less than 2 minutes. Get Started Today!